How much a single person needs to earn to live alone in the 25 largest U.S. cities

A $25 per hour wage works out to $52,000 per year, based on a 40-hour work week. But in nearly half of the 25 largest cities, the living wage is double that of the local minimum wage. In many of these markets, the minimum wage is less than $15 per hour. In some cities, minimum wage is as low as $7.25 per hour — the federal minimum.

Many solo minimum-wage earners struggle to afford basic expenses based on their wages alone, and as such, rely on family or government assistance to get by. EPI’s living wage estimates don’t include those other possible sources of money.

Minimum-wage earners might also make sacrifices like forgoing car ownership or skipping on health care insurance. Having employer-sponsored health insurance certainly helps: It shaves roughly $2 off the hourly living wage in the 25 largest U.S. cities, according to EPI’s estimates.

Here’s a look at those 25 most-populated metro areas, ranked by the highest minimum wage needed to cover necessities:

1. San Francisco 

• Hourly wage needed to cover basic costs: $35.98
• Hourly minimum wage: $18.07 ($20 for fast food workers)

2. Boston

• Hourly wage to cover basic costs: $34.02
• Hourly minimum wage: $15

3. New York

• Hourly wage to cover basic costs: $33.58
• Hourly minimum wage: $16

4. Seattle

• Hourly wage to cover basic costs: $31.93
• Hourly minimum wage: $19.97 (for most workers)

5. San Diego

• Hourly wage to cover basic costs: $30.46
• Hourly minimum wage: $16.85 ($20 for fast food workers)

6. Washington, DC

• Hourly wage to cover basic costs: $28.89
• Hourly minimum wage: $17.50

7. Los Angeles

• Hourly wage to cover basic costs: $26.81
• Hourly minimum wage: $16.90 ($20 for fast food workers)

8. Atlanta

• Hourly wage to cover basic costs: $26.63
• Hourly minimum wage: $7.25

9. Denver 

• Hourly wage to cover basic costs: $25.85
• Hourly minimum wage: $18.29

10. Portland, Oregon

• Hourly wage to cover basic costs: $25.67
• Hourly minimum wage: $15.45

11. Orlando

• Hourly wage to cover basic costs: $25.51
• Hourly minimum wage: $12

12. Inland Empire, California 

• Hourly wage to cover basic costs: $25.34
• Hourly minimum wage: $16 ($20 for fast food workers)

13. Miami

• Hourly wage to cover basic costs: $24.97
• Hourly minimum wage: $12

14. Phoenix

• Hourly wage to cover basic costs: $24.78
• Hourly minimum wage: $14.35

15. Charlotte

• Hourly wage to cover basic costs: $24.48
• Hourly minimum wage: $7.25

16. Tampa Bay

• Hourly wage to cover basic costs: $24.32
• Hourly minimum wage: $12

17. Dallas

• Hourly wage to cover basic costs: $23.84
• Hourly minimum wage: $7.25 

18. Chicago

• Hourly wage to cover basic costs: $23.72
• Hourly minimum wage: $15 (for most workers)

19. Philadelphia 

• Hourly wage to cover basic costs: $23.39
• Hourly minimum wage: $7.25

20. Baltimore

• Hourly wage to cover basic costs: $23.13
• Hourly minimum wage: $15

21. Minneapolis-St. Paul

• Hourly wage to cover basic costs: $22.81
• Hourly minimum wage: $15.57 (starting July 1)

22. Houston

• Hourly wage to cover basic costs: $21.56
• Hourly minimum wage: $7.25

23. St. Louis

• Hourly wage to cover basic costs: $20.39
• Hourly minimum wage: $12.30

24. San Antonio

• Hourly wage to cover basic costs: $20.29
• Hourly minimum wage: $7.25

25. Detroit

• Hourly wage to cover basic costs: $19.70
• Hourly minimum wage: $10.33

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